When you are traveling overseas one of the things that you need to keep in mind is the possibility of getting sick and needing medical help. Your personal insurance may pay for a portion of the costs but probably not the same amount that it would cover in the state. Due to that fact, you should have travel insurance. Read over the material and see if what the company has to offer isn’t something that would take the stress down a peg in your travel plans.
The cost is reasonable considering the difference if you get sick and don’t have the insurance. Why take the risk of being without coverage and having the debt ruin your trip, prevent the economic problems by carrying with you the card that identifies you as insured by the company.