Another loan option for those facing a short term cash flow problem, but have job with a paycheck, and plan to pay it back immediately to avoid the high interest rates is payday loans.  The link to the Iowa page is one that all you have to do is fill out the application and submit it.  If you qualify you will be notified and be able to get your short term loan.

Just be sure you are able to pay it back with your next paycheck or you will end up paying a lot of money for the loan interest, which is why they are able to loan money to those that are considered high risk.