There is a new trend in mortgage lending.  It is the financing of less than stellar credit rating buyers.  Now, that doesn't mean it is for someone that has not paid any bills, or is truly a credit risk.  It is focused on those that, for one reason or another, had financial difficulty due to student loans, being a single female or other major issue that, for awhile, impacted their ability to get a home loan.

Bad Credit Mortgagesis something that companies are looking at for new businesss.  Just because you don't have great credit doesn't mean that you can't get a mortgage; it means that you may pay a little more on the interest level, but you will be able, most likely, to get a loan at a reasonable rate.  The competition for the home loan market has seen that although there may have been problems with your credit it is not true that all people with something on their history are unable or unwilling to pay their mortgage payment so the brokers are more willing to take a risk and give loans to those that used to be automatically denied.

Look over the site and see if you qualify for a loan from them.  It may be a way to get you into your own new home.